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How Much Insurance Coverage do you Really Need?

One of the worst conversations I have in my personal injury practice is when my client is liable for an accident but does not have enough insurance coverage to pay for the damages. The two stories go like this: Scenario 1. “I was involved in a major car accident and I truly was at fault. I only had the California minimum limit of $15,000 and now the other side is asking for more money. My insurance company is not helping me much and told me that the other side is making a demand for more. What should I...

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